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Healthcare Articles

The Ease of Buying Individual Health Insurance

There used to be so many variables when even attempting to purchase insurance coverage that the consumer was often left confused. Not to mention the whole process had to be handled by an agent who claimed to know what was best for the individual. Well those days are long gone and now the process of buying individual health insurance is both easy and convenient.
Many changes have occurred within the industries that are beneficial to the everyday individual. Purchasing insurance is now as easy as picking up the phone or even utilizing the Internet. Gone are the days of needing an insurance agent who always had just the right policy at an astronomical rate. Now the control to find the best coverage is in the hands of each individual.
Competition is fierce within the insurance industry and companies are trying to outdo each other. Buying individual health insurance has become much less of a burden to the consumer because of this. The price of insurance and the coverage provided can be curtailed to fit into most budgets and still provide security. Another benefit is that anyone can access the information needed to make a decision about health care on their own.
Resources are available to aid the consumer in discovering both the options and premiums offered with these plans. There are no more standard one size fits all policies that require payment for services that are not needed or even wanted. Every potential insured has the capability of picking only the coverage that is needed at an affordable cost.
Buying individual health insurance means purchasing what is needed without added coverage increasing the premiums. There are a variety of options available when choosing the right plan from full coverage to a supplemental policy for added protection. Deciding what type of plan is best should be the first step in obtaining information.
Once the decision has been made as to the benefits needed, start comparing prices between carriers. There are a variety of ways to decrease the amount spent out of pocket as well as ways to keep the overall cost of the plan down. Being an informed consumer is a smart consumer when it comes to purchasing insurance.
Take the time to find out what options are available and the surprise might be that great coverage is available at a reasonable rate. The control is in your hands when it comes to health care and the purchase. Buying individual health insurance can be done with ease and still provide peace of mind.…

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Health Articles

How HIPAA Training Is Successful In Protecting Your Health Information: 8 Points

The Health Insurance Portability and Accountability Act (HIPAA) was enacted in 1996 basically to protect health information of all patients and to prevent data misuse and scams in various health care institutions. In 2003, this act was reinforced and included two parts or titles. The first title is formed so that health insurance of families and employees could be continued even in the event of them losing or changing jobs. Administrative Simplification is the second title that lays down certain guidelines pertaining to health care providers, employers and insurance plans. The aim is to safeguard your health care information that is stored and transferred via electronic media.
HIPAA enforces and expects strict adherence to all its rules and regulations. Therefore most health care organizations provide training to all their employees so they can follow HIPAA rules better. At the end of the training, the employees are given a completion certificate.
Here are 8 main reasons how HIPAA training is successful in protecting people’s private health care information.
• Special HIPAA training is provided to employees of health care organizations and health insurance agencies. It mainly centers its concentration on protection of client information and communication in the health care and insurance industries.
• HIPAA training ensures a good knowledge about the requirements and guidelines of HIPAA for physical and technical safeguards. Only when the employees are well-versed with the information will they be able to perform their duties carefully while fulfilling the HIPAA requirements.
• HIPAA necessitates access control of personal and confidential information. Cameras should be placed to note any breach in the HIPAA rules. The installation and removal of hardware and software should be supervised by an appointed officer to avoid stealing of your health information while it is being electronically transferred.
• Your medical data is stored in the systems of the hospital and insurance agencies. HIPAA guarantees protection from unexpected erasure of your personal data from unauthorized personnel.
• Apart from this, HIPAA courses are offered both for individual employees as well as groups of people from a particular agency. The courses provide information about the deadlines and repercussions of disobedience.
• The trainees are given a test once they complete the course, which you have to pass to be able to receive the completion certificate. This test is done to check the understanding of the trainee regarding the concepts, guidelines and other details of HIPAA.
• All workers having HIPAA certification must be well-informed about the HIPAA guideline and laws also the privacy and security rules. Having a HIPAA certificate in hand proves that the medical facility or insurance agency is compliant with the HIPAA requirements.
• HIPAA training provides a good understanding of the all the processes involved in implementation of a smoother process. This prevents unnecessary disruptions during transactions.
Hence, getting a HIPAA certification is essential for a health care worker. It facilitates the protection of your health information. And beware that there are severe consequences of non-compliance of the HIPAA regulations. Learn more to stay in the know about HIPAA.…

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General Article

How to Detox Your Body Naturally

How to Detox Your Body Naturally

The purpose of detoxification is to remove toxins from your body. As a result, most people will prefer to detox their bodies naturally. It will not make sense for you to detox your body by using drugs or supplements that contain metals, additives or preservatives. In this article, I will teach you how to detox your body naturally.

You can detox your body naturally by following a detox diet, which is also known as a cleansing diet. These diets are usually made up of natural foods that are chemical and additive free. The main organs that will benefit from detox diets will be the liver, kidney and the lungs.

One detoxification diet that you can follow is the vegetarian diet. During the detoxification process, you will refrain from eating meat for a week. Nutritional wise, there are many beans and nuts that can provide you with sufficient protein. During the week of detoxification, vegetables, whole grains and fruits will make up your diet. If you start to feel extremely weak or hungry, go ahead and get some meat. Although detoxification is important, you should not rush the process as you might suffer from severe side effects.

If you are one of those people who are not afraid of hunger, you can try adopting juice fasting as one of the ways to detox your body naturally. During the juice fasting period, one will depend solely on vegetable and fruit juices to provide their body with sufficient nutrients. Juices are recommended instead of direct fruit or vegetable consumption as they are easier to digest. Juices are high in antioxidants and enzymes. Juice fasting has been known to cure several cancer patients by providing their bodies with the ability to cleanse toxins.

There are many different types of food and beverages that you can include in your diet to help you with natural detoxification. Foods that help improve our health through detoxification includes raw meat, herbs, salts, fruits, vegetables, antioxidants and whole grains that are high in fiber. These are the food that will show you how to detox your body naturally.…

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Health News

Medical Insurance Eligibility

There are several varieties of health insurance plans to incorporate the many needs of the mass population today. However, the path you must travel to find out which insurance carrier is right for you may take some time and homework. A few of the more recognizable programs today are:
1. Medicaid insurance, Medicare insurance
2. State risk insurance pools
3. Government-run low cost health insurance programs
4. State-run children’s insurance programs
5. Employee initiative programs
6. Group insurance
7. Individual insurance
One of the more popular insurance policies is for general health, which basically covers the surface in many areas of health concerns. Health concerns regarding Medicare focus mostly on the health requirements and needs of the elderly in the population. This is reserved for those elderly who have worked most of their lifetime and contributed to Social Security. Medicare is a low cost health insurance also designed to cover the spouses of the long time employee as well.
Though initially created with many good intentions, Medicare is going broke today simply because there are not enough people with the current population to pay into the system for future generations. A very simple health care plan growing immensely and is now unsustainable.
Medicaid is a government-run program that was designed to help those in the population that found sustaining medical insurance in any form an impossible task caused by low income and sometimes no income causing even the low cost health insurance impossible to purchase.
The state-run children’s health care plans vary from state to state, yet do have a commonality with genuine concern for all the children living within the communities. It seems that the very young require constant attention for proper health needs as do our elderly population.
The option for individual health insurance is there for anyone who requires medical insurance and is able to afford a minimum insurance policy. This is an affordable insurance policy that many young and single individuals who have a means of income are attracted. Though this type of insurance is limited in what it has to offer, it does attract those who are generally in good health and only need a little back up.
The State-risk pools are reserved for those individual who, because of one or more pre-conditions that cause their health care to be unstable are able to find limited relief. This is a very structured insurance plan and is far from being an affordable health insurance because of the pool of individuals that this covers.…

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Health Products

Six Big Mistakes People Make When Seeing Their Doctor

The doctor is the one with all the knowledge. So all we have to do when we’re sick or injured is show up, right? Well, you can take that attitude but your healthcare will suffer. Going to see the doctor (or physical therapists) should be far more involved than just “showing up.”
Below are six big mistakes people make when seeing their doctor. As you will discover there’s a central theme running through each mistake. That theme is you need to be responsible for your own healthcare.
Being Unprepared
You might spend hours picking out an outfit for a big event or taking copious notes for your upcoming fantasy draft, but when it comes to seeing your doctor you arrive completely unprepared. Do you have a list of your symptoms? Do you have a list of questions you’re going to ask your doctor? Do you have a list of the medications you’re taking? You don’t have a lot of time with your doctor so being prepared is the best way to make efficient use of the time you do have.
Being Unorganized
This goes hand in hand with being prepared. Remember, it’s your body and it’s your health. Your healthcare provider shouldn’t be the only keeper of your health history. You should be journaling, or at the very least, taking notes of your doctor visits, medical procedures, allergies, and the medications you’ve taken over the years. Having all your medical data at your disposal and easily accessible will play a huge role in ensuring that your doctor visits are positive and productive.
Being Uncommunicative
No two doctors are alike. Each has their strengths and their weaknesses. However, all doctors have one thing in common-none of them can read minds. That’s why you have to tell them everything. You can’t assume they already know or they’ll figure it out via a test result. Communicating effectively helps your doctor help you. Remember, you only have one doctor but he or she has hundreds of patients. They’re not spending all their time thinking about you and your health.
Being Shy
So you’ve got a thing on your thingy or you make an odd noise every time you bend over, don’t be embarrassed. Your doctor sure isn’t. They’ve heard it all before and probably more than once. Not only should you be brave and tell your doctor about that embarrassing seepage, or that awkward rash, but you should do it right away. If you wait until the last minute your condition won’t get the attention it deserves.
Being Passive
Like we said it’s your body and it’s your health. You need to take control. You need to educate yourself on what ails you and what options are available for your treatment. Reading a few articles on the internet doesn’t suddenly put you on par with your doctor, but it does show him or her that you’re taking ownership of your healthcare. They respect that. It also allows your doctor to spend less time on the basics and more time discussing the finer points of your condition.
Being Submissive
This doesn’t mean you need to boss your doctor around but it does mean you ask questions and thoroughly discuss your healthcare. Yes, your doctor is well-trained and educated, but that doesn’t mean you just get to sit there and agree with everything they say. You and your doctor should be on the same team; you should be partners. The hallmark of every good partnership is communication and mutual respect. So speak up, ask questions, and work with your doctor.…

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Good Health

When You’re Mad, Get Even

Now that I’ve got your attention, today’s topic is all about helping my daughter help a dear friend. When the times look the bleakest and big brother’s got his foot in your back the best thing to do is gather your buddies and give a communal drop kick. So please read and do what you can to help our cause.
I grew up in Chicago, but when it came to raising my own kids, I chose the tranquility of central Illinois’ farming country. There was a sense of community and safety. No gangs, no violence, just lots of likable friends. My children grew up right across the street from the school, k-12. Consequently, our house was the ‘hangin’ grounds’. I got to know almost every child in our small little town (pop. 1200). One of these kids has remained a good friend to my daughter and son. She’s married now and has 3 small children. And a terminal diagnosis. She is fighting valiantly every day to stay well and stay alive – for herself, for the hubs and especially for those three precious little ones.
And now comes the rub. After being insured with one of the big 3 (and I’m talking big) health care insurers, she is being denied vital diagnostic procedures that would hopefully prolong her life and give her the chance to raise those kids. And I know that every single one of you has personally heard this excuse from a health care provider: the treatment is not approved, so we can’t cover it! How does treatment get approved, anyway then? If someone out there isn’t willing to try it and advance its progress, how can any treatment be accepted?
I, myself, am hoping against hope that it’s not the same old crap you see everyday on the news! We’re tired of having to actually pay out anything and your treatment has exceeded our profit/loss margin, so now we’re dumping you and moving on to the next sucker who wants to pay inflated insurance premiums to a company with its hq in Las Vegas! In Jamie’s case, she has a rare form of liver cancer with a dire prognosis. Her medical team have agreed on a course of treatment that can give her any hope and now the big, bad, blue says it won’t pay for her pet scans, which costs in the thousand of dollars. I’m hoping that it’s not the same old case of insurance company character flaws: deny, deny, deny and maybe she’ll go away!
Jamie and her husband have decided to do the grown up thing and approach their company to see if they can get this worked out. So, for now, I just wanted to tell her story and enlist your future aid in anything we may do as a group to help.
I hate to say this, but good luck with that, Jamie & hubs. It’s so evident by the state of our health care system that our nation and insurers have a long way to go before they have attained your maturity. All our love, thoughts and prayers are with you and your family for some sort of recovery and extended life.
As for your insurance company all I have to say is: do the math, idiots! It’s cheaper to pay for a few pet scans than to have the public support and raise three motherless children!!!!! Geeze, did I really have to say that out loud? Doesn’t everybody realize that?…

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General Article

Learn The Right Diet For Your Chihuahua

Learn The Right Diet For Your Chihuahua

People owning dogs for the first time may be confused as to the right diet for their Chihuahua. These dogs despite their small size are very active and use a lot of energy. This means that they need to be fed properly. The animal can burn more calories than a dog that is much heavier. Thus they need to be fed right to maintain the energy levels in the body.

Like any animal the dogs need some nutrition that will help them maintain good health and be energetic all through their life. Even their tiny frame they have special nutritional requirements that need to be observed to ensure they are healthy. Some dog owners ignore the dietary needs of their pets and end up with unhealthy pets.

The dog should not be overfed which leads to being overweight. The right weight for the pet should be maintained at all times. Unfortunately dog owners are very likely to spoil their pets. They do this by rewarding the dogs with bits of food at irregular times instead of following a predetermined feeding schedule. Despite their tiny size the dogs are full of life and they may appear to be actually bigger. The owners buy into the bravado they portray and provide more food than they actually need for healthy living. This has led to the problem of obesity in the pets that is so common among many pets.

The tiny pets can live on very little food unlike larger dogs. This is lost among many people who own the tiny breed of dogs. Larger dogs require much more food while the small ones can survive on a small amount per day. The most important thing is that the food they are fed is healthy. Scraps from the family table should not form part of the meal dog for the. They should be avoided totally. The reason for this abstinence is that such food is meant for humans and not the tiny dogs that have different nutritional requirements. Such food has more harm than benefits to the pet.

If the dog is fed poorly as a puppy it might develop problems when it grows bigger. Some of the issues that emanate from such a situation include obesity, poor bone development, rickets and skin problem. To have a healthy dog its diet should be observed since all through its life.A poor diet interferes with the animals fat composition in the body. This is the starting point of health problems in the dog. Those dogs which are not fed in the right way often develop health issues later in life. Some dogs are able to regulate their diet but others will eat anything they come across.

Owners need to observe how disciplined their pets are and step in to regulate the feeding. If this is not done the health of the dog will be jeopardized and take away the fun that comes with owning a pet. A dog owner should ensure the health of the pet by giving it the right diet for his/her Chihuahua.…