With the ever-increasing range of horse equipment available on the market we took a look at the essentials that every horse owner should have.
Well other than the horse your first thing you would require is a halter. The continental design is the best as it allows for the use of a chain should it be required. Most halters manufactured today are continental in design. Extra features include safety clips (they are important if you intend turning your horse out with a halter on) lining for the nose and poll. Which one you select will largely depend on your budget and taste, as they are available in almost every possible.
Next you will need a lead rope, a thicker softer lead rope is advisable, and if it has a loop on the end cut it off or loosen it, lead reins should never have a loop at the end. Ideally a lead rein should measure between 5-7 feet in length, as they are the most versatile
Spare feeder and water bucket even if your horse is boarded it is advisable to have your own spare set to ensure that should your horse get sick or it’s bucket suddenly disappears your horse does not suffer water deprivation. It is advisable to have at least two hay nets as well
Grooming kit also advisable to have two of if possible allowing for changeover and cleaning without interrupting the grooming routine. Mark your hoofpick well, as it is usually the first thing to wander off in any yard. Invest in a few spares.
Two working bridles, it is advisable when buying a horse to enquire as to the possibilities of getting the bridle with the horse as well, more often than not the seller would be willing to part with the bridle (unless it’s a Keiffer or Stubben that is) Buy a spare bridle and oil it well to have available in the event of the working bridle breaking
Brushing boots is advisable for everyday riding, unless your horse requires specialized boots, which you would be informed of when purchasing, or after having had the horse vetted. Speak to your stable manager or instructor as to the most suitable boots.
Saddle a well-fitted saddle that’s to your choice and riding style. Check your saddle every three months to ensure it’s correct fit.
Rugs and clothing
Day sheet, used mostly after bathing a horse to get the coat to lie flat, of for travelling.
Sweat sheet used to cool your horse down and prevent chills on cool or cold days. Often confused with a flysheet, a sweat sheet has the same appearance as a flysheet. It is however heavier and does not have the belly straps
Flysheet if you own a grey horse or one with sweet itch this should be second on your list (after bug spray that is) placed on horses whilst turned out to prevent insect bites and stings.
Exercise blanket. If your horse is to be clipped in the winter and it snows in your area this is a must have, it keeps the back and quarters warm whist working.
Rugs Depending on your stabling arrangements and climate you may require up to three rugs. If stabled your horse could have a lighter duvet rug whilst indoors, and then have this exchanged for a New Zealand or Weatherbeta for when turned out. It is advisable to have at least two turnout rugs should you have wet winters with snow, as this allows for them to dry properly prior to being used on the horse again.
Should your horse live out it would require at least two New Zealand rugs. Ensure that the waterproof lining is intact and not allowing moisture to seep through.
Exercise bandages, these are made of elastic or ribbed fabric, although not as fashionable as boots, exercise bandages have one benefit over boots if applied correctly they are a perfect fit where most boots are only near perfect. Used to protect the legs whilst in work and to support tendons. Also helps with beeping the legs warm in the winter.
Stable bandages these used to be made of wool of flannelling, today they are often made of fleecing. Every owner needs at least one pair on stable bandages; these are used from bandaging for warmth or for the proper drying of legs to extra support for wound dressings.
Medical or First Aid Kit
Regardless of whether your horse is boarded or not every owner should have their own first aid kit, here is the basic kit for horse owners
• Crepe bandages and safety pins
• Cotton wool (lots and lots)
• Disposable nappies
• Gentian violet spray often referred to as purple spray
• Disinfectant (Hibiscrub or Hibitane is …
With the ever-increasing range of horse equipment available on the market we took a look at the essentials that every horse owner should have.
We all think our home is safe for our children, but until you get on your child’s level you can’t be sure. Even before your baby begins to crawl, walk and climb you should start looking for hazards. The best way to determine what may harm your baby is to get on the floor and crawl around at a toddler’s level.
Some general things to look for are cords on blinds, chemicals in low cabinets, outlets, sharp edges on furniture, small toys or jewelry within a child’s reach, and things to climb. There are lots of devices on the market today that you can use to protect your child against these hazards. However, nothing replaces proper supervision of your baby and child.
Chemicals and other toxic substances should be placed out of the reach of your child or cabinet safety locks should be installed. You can purchase specially made soft bumpers to place on the edges of sharp furniture, or simply tape a wadded cloth on the corners. Cords on blinds should hang individually or be rolled up out of baby’s reach. You can also get child safety locks for drawers. Tall furniture that can be climbed should be anchored to wall to prevent it being pulled over on the child.
You should also make sure the areas where your child plays are kept picked up free of small objects. Cords for appliances should not hang down off counter within your child’s reach. Keep handles on pots turned toward the wall to prevent accidental spilling. Sharp objects like knives and forks should be kept out of reach.
Your child’s safety is very important and parents should take all the necessary precautions to prevent injury. A child does not know what will harm him and what will not, he is constantly learning and everything looks fun to him. You can never prevent every injury or protect against all hazards, but using common sense will prevent most injuries.…
We all dread by the level mentioning of blood cancer. But ignorance is not harmony in this case. You should be aware of the symptoms of this toxic problem so that it can be cured before it reaches fatal consequences. Study about the various symptoms of blood cancer so that you can get treated before the condition gets serious.
Leukemia otherwise blood cancer affects the white blood cells. Its symptoms differ according to the severity of the disease. While the cause of leukemia is not known, it is supposed to be triggered by weakened immune system, age, and also due to some other blood disorders. There are two kinds of cancer; they are acute leukemia and chronic one.
Symptoms of blood cancer include tiredness, paleness and breathlessness; frequent infections; increased bruising; abnormal bleeding from cuts and gums; heavier periods in women; bone pain; swollen lymph glands; abdominal pain; and even headaches and vision problems. Body of people suffering from leukemia sweats a lot at night. Frequent weight loss, difficulty while urinating, occurrence of fine rashes or dark spots can also be related with blood cancer.
It is not necessary that you occurrence all these symptoms. It depends upon the phase of cancer. There may be no symptoms in the premature stages, especially in people with chronic leukemia. Many symptoms are indistinct like fever, headaches, weight loss and night sweats.
Most of the time, these conditions can be recognized through blood tests. It is essential to get yourself treated and checked when experiencing these symptoms. The treatments of leukemia comprise chemotherapy, radiotherapy, bone marrow transplant, steroids and others. Blood cancer is a disease which should be rectified immediately possible to prevent fatal consequences. Thus, knowing about its symptoms is essential to prevent yourself and to live a healthy life.…
Yes it’s true, starting next year rebate checks will be in the mail. Federal regulations issued on Nov. 22 2010 called the “Affordable care act” required health insurance companies to prove that they spent at least 80% of their collected dollars on medical care and improvement efforts.
These regulations force the health insurance marketplace to become more accountable and require that they spend more of their dollars on higher end care. This means that Americans are going to get a better value for all of their hard earned money spent on health care insurance.
Basically what these companies are doing with a large part of our consumer dollars is spending it on marketing, exec salaries, overhead and essentially just putting it their pocket. With the Affordable Care Act insurance companies will be required to spend 80 to 85% on actual medical care and quality health care improvement, instead of “administrative costs.”
If they fail to comply, these insurance companies will have to provide a rebate check starting in 2012. These new rules will protect millions of Americans and some estimates are projecting that almost 9 million Americans will be eligible for rebate checks in 2012 with a value of almost 1.4 million dollars. The average rebate check will be around $164.
This federal regulation is requiring that insurance companies must publicly report how much they are spending on premium medical care, which is great information for all those consumers left in the dark for all these years. After years of input from the different states, public and stakeholders the decision has been made to make health insurance more of a fair process for consumers.
This act also requires the (NAIC) National Association of Insurance Commissioners to create uniform procedures and policies in calculating their medical loss ratio’s, which is essentially how much is spent where and what part is being spent on quality medical care for the consumer and if it’s not 80-85% the insurance companies will have to issue a rebate check for the difference.
Insurance companies in every state will now be responsible and held financially accountable in protecting the interests of the general public, policy holders and enrolled participants in their respective states.
It’s outrageous that in some markets insurance companies spend as little as 60% on direct medical care and health care improvement. As much as 40 cents out of every dollar goes to the “administrative costs” of the health care insurance provider. So where does all this money really go you may wonder?
Timothy Jost who is a law professor at Washington and Lee University in VA says he estimates that these insurance companies spend 12% of every dollar that they get on pharmaceuticals and 31% for doctor’s care, and 31% on administrative costs.
Hopefully this new regulation will force insurance companies to become more efficient and not raise premiums more than absolutely necessary and if they do then 80-85% of every dollar needs to be on actual care and not into the endless coffers of the insurance companies.…
We are seeing more evidence of consumers like you becoming more frugal about the health care you receive – and it’s not just because of the down economy. We battle all sorts of extreme challenges in just keeping health care affordable, from the sky-high price of medical services in general, to blizzards of confusion over out-of-network charges, insurance denials for the insured, and much more like nonsensical medical bill errors.
Now, we’ve come across an additional resource that you may want to explore and use to comparison shop for more affordable health care, before you step foot in your doctor’s office. The Health in Reach web site, a free service for consumers, allows you to browse for nearly any kind of health care, from regular family practice to specialist offices, in much the same way that you do for, say, hotels or soft goods.
How It Works
This kind of ‘match-making’ site works on this principle: doctors like to anticipate costs, as well. They can do this by compiling groups of single new patients and pricing the incoming visitors in bulk: that means that uninsured patients who need to pay out of pocket can enjoy some of the same price benefits as those whose insurance companies have an existing contractual arrangement with a provider.
Health in Reach assists to fulfill the void of “service transparency,” the idea that patients should know ahead of time what they will be paying. In a world where providers typically bill insurers first and shift costs to patients later, too many patients just don’t have any real clue about the final ‘invoice total’ that they will see in a mailed medical bill. As we often point out, this kind of ‘mystery pricing’ would never be tolerated in any other industry, and it should be part of our medical industry either. By bringing the power of the Internet to medical shopping, these third party sites are helping to change the cumbersome and often unequal relationship between patient and provider.
Need Dental Work?
One of the biggest demands for the Health in Reach site, according to the company, is from dentist offices, which often uses the site as a way to gain exposure for new business. Health in Reach estimates that 100 million Americans avoid dentists, partly because of high out of pocket pricing and a growing unwillingness on the part of employers to fund dental care for their employees. The company estimates that about 40% of all providers listed on the site are dentists, and many site users take advantage of the ability to ‘lock in’ low rates for a dental visit. This is a great example of the utility of price shopping sites. Many of the thousands of individuals who would either go without care or wait for annual ‘free dental clinics’ where they are available, can now choose a third option: seeing up-front prices for a cleaning or other visit.
This is just one of many sites we’ve come across the last few months that appears to provide a valuable service for its users. We’ll continue to keep an eye out for other resources that will surface.…
When you are in the home care business (medical or non medical), you must have tried your own ways of lead generating before as well. The traditional methods of lead generation are too monotonous and time consuming. When you try them out for your lead generation business, you are bound to face rejection initially. It is only after a lot of pursuing that these methods actually start producing results.
It is very important that the leads you get are prospective and hold some potential for conversion. For that, the leads must be exclusive and fresh. Used and recycled leads hardly have any prospects. That is why; you must never purchase any such leads which you will need to share with agents like you. Getting unique and exclusive leads mean; you have lesser number of competitions to deal with. You can approach the leads in your own way and pursue it according to your own ways.
Getting across such leads is literally impossible with the traditional methods or through the cheap internet leads. Most of these leads are exhausted and hardly hold any validity at all. You need regular flow of potential leads. The leads must be screened and verified. You must be provided with all the relevant details of the leads such as the full name, the physical address, the contact details and the income levels. This will give you a better idea about the offers you should make to the prospective leads.
To avail all these facilities, you must approach a professional lead generation company. These companies are experts in lead generation techniques and will get you the most prospective leads. When you give your details to the company, you will need to specify your niche; if any. The company will provide you the leads in accordance with your niche and you will pursue them likewise.
You must always look for a company that has a very good customer support. To ensure that you need to contact it and see how fast they respond. You must also get a choice of choosing the territory to which you will leads will belong. This will give you a greater advantage as pursuing your leads and working on them later on can become relatively easier. Lead generation is a big responsibility.
You cannot trust just any other company which is in this business. You must make a thorough research to find out the authenticity of the company and the quality of the service provided. You must also consider the affordability factor. So look for a cheap lead generation method; without compromising on the quality. When it comes to medical home health care business, the quality and quantity of the leads hold equal importance.…
It is most likely that everyone wants to be physically fit and in the pink as always, but there are circumstances which are beyond your control and sometimes you get into some serious illnesses or be involved in some accidents which you so not want to happen at all. You will never know when an emergency will happen to you and to your love ones or your friends, it might happened on the subway, when you are at the office or in your house, wherever it maybe, you need to know what to do for you to be able to save lives and cease the day.
When you are in situation where you need or someone needs an urgent care which by the way means you or someone needs immediate medical attention with a profession. Say for example your ankle has been fractured, you do not need to book for an appointment with a physician just to be cured, you can be treated without prior notice if you will not be able to call your own doctor but if you are in conscious and you would want to be treated by a physician whom you are familiar with, then it is up to you.
If you or anybody that you know which needs immediate emergency care, you need to call your local ambulance station or your local police station, if you are new in the place it is best for you to have a copy of the emergency numbers inside your pocket at all times. When you are in a devastating event, even though it is hard to stay on focus and know what you have to do, you just have to be there would be nobody who can save you at that very instant but yourself. If you have a clear mind, you will be able to clearly think of what you have to do and who are the people whom you need to call.
In some places, asking the help of an ambulance would mean you need to pay some deductibles, so if you have insurance you need to clearly ask and know if their insurance policy has some coverage with regards to emergency care.
You only have one life, so it is a rule of the thumb that you take care of it for you and for those whom you love. There maybe times that you will be in some unlikely situations in your life and when this happen, you need to be sure that you know what to do.…