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Creating a Culture of Health and Wellness

I deal mainly with small-to-medium sized employer groups and every time I broach the subject of creating a company culture that promotes the health and wellness of their employees – I usually get the same response. It goes something like this; “Are you kidding? It’s not good enough that I provide a good paying job with a great employee benefits program, now you want me to promote healthy lifestyles for my employees? Forget it!” Coincidentally, my response is always the same. “As long as you [the employer] have a fiduciary responsibility for your companies health plan, meaning, it’s your name on the plan and you’re the one they ultimately look to for payment – then you have an incumbent responsibility to shield your company finance’s against premium increases. Think about it for a moment. If the majority of your employees are living unhealthy lifestyles (i.e. they’re over-weight, they smoke, live sedentary lives) then you’ll be bearing that burden in the form of higher health insurance premiums year after year.
It’s not just higher premiums that become the negative outcome. It’s also the fact that unhealthy employees tend to be more unproductive than their healthy counterpart employees. They have a higher absenteeism rate and they have a tendency to be less productive even when they’re at work. Ignoring a robust health and wellness component to complement your employer-sponsored health plan just doesn’t make good business sense.
Here are some chilling facts:
A recent analysis of data from the National Health and Nutrition Survey (NHANES), which is conducted regularly by the National Center for Health Statistics, warns that middle-aged individuals may be at greater health risk than anyone anticipated. In comparing the results of two large-scale studies of the U.S. population in 1988 to 1994 and in 2001 to 2006, the report shows that the number of people aged 40 to 74 adhering to healthy lifestyle habits has seriously declined.
* The percentage of surveyed adults with a body mass index greater than 30 has increased from 28 percent to 36 percent *
* Physical activity 12 times a month or more has decreased from 53 percent to 43 percent *
* Eating five or more fruits and vegetables a day has decreased from 42 percent to 26 percent *
* Moderate alcohol use has increased from 40 percent to 51 percent *
* Smoking rates have not changed (26.9 percent to 26.1 percent) *
*The Vitality Group ” CREATING A NEXT-GENERATION HEALTH AND WELLNESS PROGRAM: Why employers should take the lead, and how to do it
While it’s true that Americans are living longer today (life expectancy for males is 75 years and for females it’s 80 years), it’s also true that more Americans suffer from chronic and debilitating diseases such as diabetes, hyper-tension, acid reflux, heart disease, mostly stemming from too many Americans being obese. In fact, it’s estimated that obesity alone accounts for 147 billion dollars a year in health care related costs. Now, I’m not an economist by any means but I can figure out that if we created a culture of health and wellness in this country that seeks to stem the negative affects of obesity, we wouldn’t need the government to get involved with health care at all.
Business owners, maybe it’s time to make some radical changes in your workplace like, don’t just ban smoking in the building but eliminate the 35 smoke breaks that take place throughout the day. After all, if I came to you with a request to go into the break room to eat something every 30 minutes you would probably suggest that maybe this job’s not for me – and you would have every right to suggest that! Studies have shown that it’s well worth the investment with ROI’s sometimes being $3.27 reduction in medical costs for every dollar spent on health and wellness, as well as, reducing absenteeism costs by $2.73 for every dollar spent. Just some healthy food for thought.
If you would like to learn more about how to cultivate a culture of health and wellness at your company; email me at [email protected]

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Tips to Reduce Your Annual Premiums For Health Coverage

Individual medical care insurance rates go up more and more all the time. This year a lot of insurance carriers raised their costs by as much as 20 percentage points. If this continues, in about 3 years health Coverage premiums can be 2 times as much as today’s premiums. This causes many people concern about our finances. Many people simply can’t pay these price increases. These premium hikes hurt even more when a lot of us are having their hours cut during this financial crisis, makes quality medical care unaffordable to way too many of Americans.
Medical Coverage and how to make it affordable is being discussed by legislators. Maybe they will find a better health insurance program. However in the meantime we are forced to make the best of the health care system we have. Knowing how to get the optimal health care plan for health care Insurance today can lower your bills by hundreds of dollars.
Assurance agents and Assurance carrier professionals shouldn’t be be part of an exclusive club of those who understand how health coverage plans work. You’re spending the money for your insurance. It’s important that you understand how your health care insurance policies work and what you can do to reduce your expenses. The strategies you will find in this article are just a few of the many ways you can lower your prices. Many good blog posts can help you lower your rates. A little study may get your premiums down.
If you are driven to the edge trying to figure out how to find the money for these ridiculously priced plans, these techniques in this article may help you shrink your premiums for medical care and medical care coverage.
Drop unneeded Extras
First, do you have unnecessary insurance riders that you no longer need or want? You may have more Coverage than you ought to. Your policy may need to be pruned like an overgrown tree.
Maternity Assurance may be the most pricey optional benefit. When you no longer want this coverage, be sure to let your broker and you may save a hundreds of dollars! many people purchase this optional coverage, have babies and then forget to remove the coverage when they even though they no longer want more children. This can be a very big mistake. Pregnancy Assurance is a big extra.
Drug Coverage may be a kind of Insurance that costs more than it is worth. Consider dropping any assurance you no longer need.
Look at High Deductible health insurance plans
Think about acquiring a Health Savings Account Assurance policy to lower your annual costs. These health assurance plans are often inexpensive enough that the amount money you save may pay your deductible.
Compare Policies from Other health insurance Companies
Compare prices and benefits offered by other carriers. Shopping around for Coverage is a proven method for saving money. Often the costs for similar plans will have very different costs. You might even find that your current company has newer policies that have similar benefits that are less expensive.
In many cases companies. with great reputations and offering good coverage will have lower rates than smaller companies. Although this isn’t always true, comparing prices and benefits has the potential of saving you hundreds of dollars each year.
Be sure to work with a stable insurance carrier that is approved by your state’s Insurance department. Saving money on a policy might not be in your best interest if the policy doesn’t cover the essentials. There are carriers out there that will take your money and give you little or no benefits.
With the high price of health Insurance plans having a plan can lower your premiums substantially.…

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Advantages of Information Technology

What is Information Technology
Information technology is the use and application of the computer system to process, manage and distribute information. Use of IT in this context involves both the hardware and software components.
Some major advantages of Information Technology in various areas are listed below:
Speed and Accuracy in information Processing
With the use of IT more work can be done by individuals, businesses, services and government organisations. Function enhancement programs such as word processors, database programs and spreadsheets can get work done in less time with increased accuracy and efficiency.
Global Social Interaction
IT has made global social and cultural interaction very simple. This is evident with the emergence and success of social networking websites, such as Facebook and Twitter. More so, the use of information technology has eliminated language barriers with technologies such as language translators.
Entertainment
The introduction and use of high tech applications and gadgets such as iTunes, iPod and iPone has been revolutionary. Downloading, buying, playing and organising, music, videos, movies and TV shows has been made super easy and accessible. The gallant advancement of information technology through history puts the world in your palm with technologies such as iPad and Amazon Kindle.
Communication
The effect of information technology on universal communication is phenomenal. Telecommunication has gone beyond the use of basic technologies. With the advancement of the Internet and technologies such as VoIP (Voice over IP), organizations, businesses and individuals can communicate any time from different parts of the world through video and voice calls, web conferencing, seminars and virtual meetings.
Economic Advancement
A major step to global economic advancement is the removal of distance and time barriers brought about by the application of information technology to buying and selling of goods and services (e-commerce). E-commerce gave room for tiny, small and big business players to emerge. Interconnection of businesses is made painless. Thousands of local, national and international businesses and enterprises now have what is referred to as ‘web presence’ and can now reach wider audience.
Education
Education has gone far beyond the use of bricks and mortal classrooms or traditional blackboards. The world is now in the era of e-learning, using technologies such as VLEs (Virtual Learning Environments). Students can have access to all teaching materials and resources online; engage in virtual classrooms real time or asynchronously.
Health
The use of IT has led to an overall improvement in quality, safety and efficiency in the health care delivery system. The health care sector is positively impacted by the use of electronic health records, virtual healthcare team technologies, telemedicine, e-health grids and various specialist health care information systems.
Information technology had brought phenomenal changes to all aspect of life. The positive impact has been global and the change continues to grow exponentially. However, the disadvantages can not be ignored. A major menace brought about by IT is security and drastic reduction in privacy.…

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Why Health Care Practices Should Consider Outsourcing Their Newsletter Marketing Programs

In an ideal world, health care practices would have the time, expertise and resources to create their own newsletter marketing programs. Unfortunately, the reality is quite often the opposite.
The reputation of your health care practice is as important as the health of your patients. And just as you wouldn’t advise your patients to compromise their health by self-medicating, I wouldn’t advise you to compromise your reputation by skimping on the quality of your newsletter. The same way that you would advise your patients to see an expert (you!) about whatever is bothering them, I would advise you to work with an expert on newsletter marketing as well.
Outsourcing your medical, dental or physical therapy newsletter benefits you and your practice in the following ways:
It saves time. Creating a professional newsletter takes time-something that you, as a health care practitioner, don’t have in abundance. On top of that, patients and other health care professionals who receive your newsletter are information savvy. They can tell the difference between a hastily put together newsletter and one that you crafted to include information relevant to their concerns. If your aim is to connect with your readers, encourage them to refer patients to you or come to you in their time of need, a newsletter hastily put together will reflect badly on your health care practice.
Don’t let lack of time affect the quality of your healthcare newsletter. Not only will outsourcing save you time but your readers will love hearing from you because your newsletter articles will be informative and a pleasure to read. They will appreciate the fact that the information you provide is catered specifically to them. We have found that when newsletters are done well, recipients anticipate their arrival.
It gives you access to expertise you lack. When I say lack of expertise, I don’t mean your clinical knowledge. On that front, you are the expert. What I mean is a lack of copywriting expertise.
There’s no one better to educate, teach, and inform your patients and referral sources than you. But it’s quite possible that you don’t have the copywriting, design or marketing skills to do all of the above in words and terms your readers can easily understand.
Having someone whose expertise is to create newsletter content will ensure that your newsletter articles are optimized for your reader’s understanding and interest.
So unless your health care practice has a marketing department with specific experience with newsletter marketing, outsourcing to a newsletter service is your best option.
How to Outsource Your Newsletter Content
When outsourcing your newsletter, look for a company that has experience in your field of health care practice.
Once you find a few companies, research them well. Ask for client testimonials or referrals, and pay close attention to how they communicate. Are they professional? How rigorous are their writing, proofreading and fact-checking processes? Are they willing to go the extra mile?
When you find a newsletter marketing company you trust, you still need to read your entire newsletter. If a reader calls you about a newsletter article that piques his or her interest, be sure you are ready to respond.
Newsletters can be a powerful marketing tool for your medical, dental or physical therapy practice. After 28 years in the newsletter marketing business, I have seen their success firsthand. But I also know that your No. 1 concern is your patients, so my advice to health care practices interested in setting up a newsletter program is always, “Don’t go it alone.”…

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8 Questions to Ask Your Home Health Care Agency Or Nurse

If you are in the process of finding a home care services agency or if you are considering hiring a home care nursing aide or a home health care physical therapist or occupational therapist, it is critical to find out their qualifications.
We assembled a list of 8 questions you can ask the home care agency to ensure that you are choosing the right provider for your needs.
1) What is the background of the home care company & how long have they been in business?
You want to find a reputable in home nursing agency that has been in business for a number of years and has a successful track record. Most newer home nursing care agencies haven’t been around long enough to build a proven track record or a list of red flags.
So, it’s important to find out as much information about the company as possible. You can do this by finding information on who owns the company and what role the ownership plays in the type and levels of service.
2) What are the home nursing care agencies qualifications, certifications, experience and training of their home care aides and nurses?
It’s extremely important to find out about the credentials of the home health aides and nurses that the home care company sends to your home.
Make sure their home health aides and nurses are certified and have received adequate training.
3) How does the home nursing care agency monitor care and can the family provide feedback?
Find out if there are any quality assurance measures in place. Many home health care agencies periodically visit the home of the client or make regular calls to gather client feedback.
If this is not the case, find out how a family member can provide feedback on the quality of care or who they may contact in the home care agency to have any questions answered.
4) Are there any home visits or assessments that take place prior to home health care services beginning?
Find out if there are any options available that allow the family members, client and the home care agency representative to meet prior to the start of services. Most reputable home nursing care agencies offer free consultations.
5) Does the agency have a current operating license in their respective state or city?
It is important to find out if the home health care agency has a current and valid license to operate in their respective city or state. This often overlooked aspect is the most important factor in choosing a home health care agency.
6) How does the home nursing care company work with your doctor in developing a plan of care?
Most agencies work directly with your doctor in planning for your care, especially if the client requires care that is beyond the scope of activities related to activities of daily living.
7) Can the home care company provide references or testimonials?
Most reputable home health care companies can provide references from doctors, nurses, social workers and even clients if requested. They may even have a page on their website that is dedicated to providing this type of information to potential clients.
8) What happens if a home health aide or nurse is absent from the agency on a particular day?
If the home health care provider is required to take a day off for illness or another emergency, what type of protocol is put in place by the home health care company to cover the absence?
There are usually plans put in place to ensure that the client receives that continuity of care in the event of an absence by their home care provider or nurse.…

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Hospitals in Chittagong, Bangladesh

Chittagong is the industrial capital of Bangladesh with jute mills, engineering works and a large oil refinery located right in the city. Combining the modern and traditional, there are two basic forms of transportation in this bustling urban center: a contemporary railway system and the antiquated rickshaws which dominate most of the local streets. Chittagong is located on the banks of the Karnaphuli River and experiences sultry, monsoon summers and dry winters.
Here is an outline of a few good hospitals that help both locales and foreigners. Most of them feature English-speaking staff.
Chittagong Medical College Hospital
The city of Chittagong attracts many tourists and offers a variety of amenities for both residents and visitors alike. A look at the city’s health care facilities reveals that most of the hospitals are under the management of the Health Ministry. The oldest and most outstanding medical facility is the Chittagong Medical College its inception in the 1960s, the college commenced its service with only 120 beds; however, today it offers 1000 beds to a populous city. Services provided are extensive outpatient facilities, specialties in psychiatry, pediatrics, clinical pathology and more.
Cox’s Bazar Hospital
The Cox’s Bazar Hospital is another medical center in the list of most accomplished hospitals in Chittagong. This hospital was founded to serve the women and children of Bangladesh. This facility is supported by the Hope foundation, which provides medical treatment, rehabilitation and education to women and children. Hope Foundation has a long history of working to raise the standard of living for the women and children of Bangladesh. The hospital provides extensive outpatient services, 24-hour emergency services and other necessary examinations to provide proper diagnosis. For the welfare of its community, Cox’s Bazar Hospital provides vaccination services for children and various health seminars to schools.
Christian Hospital Chandraghona
Christian Hospital Chandraghona (CHC), a noteworthy health care center, is associated with the Baptist Missionary Society of UK. This hospital began its operations as a tiny health care service provider and, in no time, grew into a primary health care facility, not only for this district but other neighboring ones as well.
Both locals and visitors can consult these fine hospitals should a medical need or emergency arise.…

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Avoid The Scars Of Acne With These Tips

Teenagers and adults alike can suffer from acne. Read this article to gain a deeper understanding of what causes acne, and how you can treat it. By knowing the cause and how to treat acne, you can therefore minimize its effects.

Try using tea tree oil on acne prone spots for clearer skin. It’s all natural and it doesn’t dry out your skin like other acne treatments on the market. Yet, for many, it has the same effectiveness when it comes to removing oil buildup from your skin.

It is common for those with acne problems to pop their whiteheads. If you do decide to pop them, be sure to thoroughly wash your hands and nails in order to avoid contaminating your pores with bacteria. You should first try not to pop a pimple but if you must, do so responsibly.

Keep acne at bay by changing your pillowcase daily. Consider why for a moment. Think about your face rubbing against this all night. To prevent acne by rubbing against this dirt every night, use clean pillowcases at all costs.

Eat less meat and fewer dairy products if you want to control your skin. Commercially produced meat and dairy products contain hormones that can negatively affect your skin. When you eat less of them, your skin will improve.

You can actually use the used tea bags from chamomile tea to treat acne. Your cooled tea bag can be used to reduce redness and decrease swelling. Just put it on the affected area and keep it there for about ten minutes.

Stay away from situations that will stress you out. While stress does not cause acne, it can worsen already existing acne.

Frequently washing your bed linens can really improve your complexion. As you’re sleeping, the oil is transferring from your skin to your pillows and sheets. The next night they can then be transferred back onto your face. Launder your linens frequently to prevent this feedback loop.

Garlic is full of antioxidants, and can help clear acne and keep your skin clean. It purges toxins that exist in the body and clears the way of the development of new skin. To fight acne, use fresh garlic in your cooking or spices.

If you do a lot of exercise, it is important to make sure you wash your face frequently. Take wipes with you when you travel or are not in a place that you can easily access water. This will help you quickly and easy wash away bacteria. Avoid using wipes in place of your cleanser.

Sometimes it is difficult not to scratch your face or pick at it, but you need to avoid this as your hands have dirt and oils on them. When the pores get filled with dirt it will cause pimples.

Acne is not merely a teenage issue. There are many adults that suffer from acne. By using the tips in the this article, you will start a skin routine to help get your skin under control.…